Job Detail

Job Description

1 . Coach, Mentor, assess performance, train and develop professional credit staff (LSO/CO, SBM, and BM). 2 . Deliver credit overview programs to assist in the training and development of Credit lending process 3 . Monitor daily operations and recommend changes/adjustments where appropriate 4 . Analyze credit decisions made by branch Credit Analysts to ensure that decisions comply with Credit Guidelines and Practices whil e making sound business sense. 5 . Coordinate loans that submit to Credit Committee by helping to analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans. 6 . Create a credit scoring model 7 . Act as risk coord inator in identify credit risk for Micro Loan and SME lending 8 . Prepare SME lending report including SME lending trend, market competition (price &loan condition), PAR & solving progress, risk and risk mitigation 9 . Ability to analysis the lending risk and reco mmend to credit committee 10 . Act as a point of contact for dealers & field staff to discuss KREDIT Credit business related questions & concerns. 11 . Onside coach and train credit operator staff to help them to do loan assessment and able to complete loan forms. 12 . Review Credit Guidelines and Practices with management on an ongoing basis recommending changes where necessary. 13 . Work with customers in the branch and visit them onsite regularly, either with salespeople or alone. 14 . Looking for potential SME sector and Agriculture commodity for lending and do recommend to credit committee 15 . Consult with senior management on credit risk model development, external risk model selections, account monitoring techniques and strategies relating to the credit monitoring process, quantitative financial analysis and/or potential application of risk ma nagement technology. 16 . Recommend and facilitate initiatives to improve department and service center processes. 17 . Participate in project testing and deployments

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Requirement

- Good Command in English and computer - Very strong communication skills - A minim um of 3 years in Micro Loan and SME lending and policy maker. - Leadership skills - Decision making and problem solving ability - Flexibility to work in a team environment - Demonstrated ability to effectively build profitable and positive partnerships with the de alers - Good skills in the assessment of credit risk, spread and analysis the financial statements - Knowledge and experience of Banking /Financial Services - Good understanding of financial accounting, trade service - Bachelor degree preferably in Finance , accou nting or related degree - Ability to deal with difficult situation - Honest and neutrality in work

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